New Products for a New World
Modern, Digitally-Focused Product Development
With an executive team that has been in the insurance industry for over 100 years, we see what other companies might not see. People buy in new ways and consumers’ habits are changing. We believe insurance products should evolve with them.
Designed for the Digital Age
As technology provides greater transparency to consumers, insurance products are becoming more of a commodity. Consumers demand lower-priced products that are easier to purchase. Our product development helps you meet these demands.
- Product frameworks based on low-cost digital acquisition and maintenance structures
- Product design fueled by the digital consumer’s shopping habits and desires
- Automated underwriting allowing for instant underwriting decisions available through Ensurem Secure
Product Development Made Easy
With decades of experience in the insurance industry, we have the connections you need to source trusted insurance carriers and reinsurance companies so you can feel confident that your product is backed by a dependable network.
Comprehensive Review at Every Step
Our end-to-end approach involves expert review at every step of the product development process including outside consulting, actuarial pricing and peer assessment.
Filing & Compliance
We understand the complexity of filing both digital and traditional products with state insurance departments as well as meeting carrier compliance regulations and Federal regulatory and marketing guidelines. We can manage the process so you can bring your product to market quicker.
- Navigation of regulatory issues and state insurance requirements
- Management of filing process from start to finish including monitoring and responding to objections
- Reporting on approval statuses and documentation